Benefits of Hotel Credit Cards: Credit cards generally provide hotel advantages such as free membership to loyalty programs, discounts at affiliated hotels, and free stays. Selecting the right card can substantially reduce hotel expenses and grant access to premium benefits such as free room upgrades, restaurant discounts, bonus points for booking stays and additional perks.
ET quoted Rohit Chhibbar, head of credit card business at Paisabazaar, as saying that while hotel benefits are typically found on premium and super-premium cards, it is essential to consider whether you will fully utilize the card's other features rather than to focus only on the advantages of the hotel.
Additionally, as most benefits are tied to specific hotel brands, it's important to review the hotel group's portfolio to ensure it aligns with your preferences and expectations. Those seeking benefits across multiple hotel groups should look for cards with greater flexibility, such as those that allow you to transfer rewards points to multiple hotel loyalty programs.
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Here is Paisabazaar's list, including high-end and low-cost cards that offer hotel perks like free stayssubscriptions and other benefits to help users save on hotel expenses.

HDFC Bank

Marriott Bonvoy HDFC Credit Card
Annual fee: 3,000 rupees
Benefits related to the hotel:

  • Receive 1 Free Night Reward (up to 15,000 Marriott Bonvoy Points)
  • Enjoy complimentary Marriott Bonvoy Silver Elite status
  • Get 10 Elite Night Credits on Marriott Bonvoy for Primary Cardholder
  • Earn 8 Marriott Bonvoy points for every Rs 150 spent at hotels participating in the Marriott Bonvoy program
  • Earn 1 Free Night Award each on reaching spending milestones of Rs 6 lakh, Rs 9 lakh and Rs 15 lakh in an anniversary year

Other important benefits:

  • Earn 4 Marriott Bonvoy points for every Rs 150 spent on travel, dining and entertainment
  • Earn 2 Marriott Bonvoy Points for every Rs 150 spent on all other applicable purchases
  • Enjoy 12 free lounge access per year outside India
  • Enjoy 12 free lounge access per year in India
  • Receive 2 free golf passes per quarter worldwide.

HDFC Infinia Credit Card Metal Edition: Available by invitation only
Annual fee: 12,500 rupees
Benefits related to the hotel:

  • Enjoy free nights and weekend buffets at participating ITC hotels with a 1+1 offer.
  • Book a 3-night stay and pay for two at participating ITC hotels.
  • Receive Club Marriott membership for the first year, offering benefits like up to 20% off dining and stays in the Asia Pacific region.

Other important benefits:

  • Get unlimited access to airport lounges worldwide for Prime and Additional members.
  • Benefit from a low 2% Forex markup fee.
  • Earn 5 reward points for every Rs 150 spent.
  • Enjoy 10X reward points on travel and shopping expenses through Smartbuy.
  • Access unlimited free golf games at top courses in India and select courses around the world.
  • Access free unlimited golf coaching at select golf courses across India.
  • Enjoy an additional 15% discount on meals at Good Food Trail partner restaurants.

Bank Axis

Axis Bank Reserve Credit Card
Annual fee: 50,000 rupees
Benefits related to the hotel:

  • Free membership to ITC Culinaire with benefits such as a free 3-night stay, 50% off the published suite rate on weekends, 25% Green Points on food and beverage spending, and a bouquet of 10 certificates, among others.
  • Free Accorplus membership offering free 1-night stay in all Asia-Pacific regions, free room upgrades, up to 50% off on dining and free buffet lunch for 2 people at all Accor hotels in India.
  • Complimentary Club Marriott Asia Pacific membership offering 20% ​​off food and beverages and 20% off best available rates at select Marriott hotels in India and weekend rates in Asia Pacific.
  • Enjoy 15% off room-only rate, room with breakfast or a 3-night stay at Oberoi Hotels and Resorts.
  • Exclusive Postcard Hotel offers including 15% off on best available room rate, anytime check-in and check-out and free lifestyle consultation at Goa hotels.

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Other important benefits:

  • Priority Pass membership with free, unlimited visits to international lounges for primary and complementary cardholders and 12 free visits for guests.
  • Free and unlimited visits to national lounges for primary and complementary cardholders and 12 free visits for guests.
  • Access 8 free VIP assistance services for check-in, security check, immigration processes, etc.
  • Enjoy 4 free chauffeur-driven luxury airport pick-ups/drop-offs every year.
  • Receive 50,000 EDGE reward points upon card activation and renewal.
  • Earn 15 EDGE reward points for every Rs 200 spent.
  • Earn 30 EDGE reward points for every Rs 200 spent internationally.
  • Get up to 25% off at premium restaurants with an EazyDiner Prime membership.
  • Avail the buy 1, get 1 offer on tickets at BookMyShow.

Axis Atlas credit card
Annual fee: LOL. 5,000
Benefits related to the hotel:

  • Earn 5 EDGE Miles for every Rs 100 spent on international travel, including stays at Marriott Bonvoy, IHG Hotels & Resorts, IHG One Rewards, ITC and Club ITC.
  • Convert 1 EDGE Mile into 2 Partner Points at hotels.
  • Convert 2 EDGE miles into 1 Marriott Bonvoy point.
  • Redeem EDGE miles in hotel loyalty programs, including Marriott.

Other important benefits:

  • Earn 2 EDGE Miles for every Rs 100 spent across all categories.
  • Receive 5,000 bonus EDGE miles when you make your first transaction within 30 days of card setup.
  • For Silver Tier members: Enjoy 8 domestic and 4 international lounge visits plus earn 2,500 EDGE Miles when you spend Rs 3 lakh in a year.
  • For Gold Tier members: Get 12 domestic and 6 international lounge visits, 2 airport meet & greet services and earn 5,000 EDGE miles when you spend Rs 7.5 lakh in a year.
  • For Platinum level members: Get 18 domestic and 12 international lounge visits, 2 free airport transfers, 4 airport meet and greet services and earn 10,000 EDGE miles when you spend Rs 15 lakh in a year.

State Bank of India

SBI ELITE Card
Annual fee: Rs 4,999
Benefits related to the hotel:

  • Receive a free Trident Privilege Red Tier membership including 1,000 welcome points upon registration.
  • Enjoy 1,500 bonus points on your first stay, along with an additional Rs 1,000 hotel credits on extended stays.

Other important benefits:

  • Benefit from a low exchange markup rate of 1.99%.
  • Receive free Club Vistara Silver membership.
  • Get 1 free upgrade voucher and 9 Club Vistara points for every Rs 100 spent on Vistara flight tickets.
  • Receive a welcome e-gift voucher worth Rs 5,000 from the lifestyle brand of your choice.
  • Earn 5X reward points on spending at restaurants, department stores and supermarkets.
  • Earn 2 reward points for every Rs 100 spent on other categories.
  • Enjoy 2 free domestic airport lounge visits every quarter.
  • Receive free membership to the Priority Pass Program worth $99.
  • Access 6 free international airport lounge visits per calendar year.

Standard Chartered India

Standard Chartered Easymytrip credit card
Annual fee: 350 rupees
Benefits related to the hotel:

  • Enjoy an instant 20% discount on domestic hotel bookings through EaseMyTrip, up to Rs 5,000 per transaction.
  • Enjoy an instant 20% discount on international hotel bookings through EaseMyTrip, up to Rs 10,000 per transaction.

Other important benefits:

  • Receive an instant 10% discount on domestic and international flight bookings.
  • Get Rs 125 off on bus ticket bookings.
  • Earn 10 reward points for every Rs 100 spent on independent airline/hotel websites, mobile apps or retail outlets, excluding any travel aggregators.
  • Earn 2 reward points for every Rs 100 spent on other categories.
  • Enjoy 1 free domestic lounge visit per quarter.
  • Access 2 free international lounge visits per year through Priority Pass.



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